Calculadora de Préstamos
Ingresa el monto del préstamo, la tasa de interés y el plazo para ver tu pago mensual, el interés total y un calendario de amortización completo. Soporta métodos de cuota fija y de capital constante.
Monthly payment (first)—
Total payment—
Total interest—
Number of payments—
Principal vs interest split
Principal 50%
Interest 50%
Características
Monthly payment calculation
Total interest and total cost
Equal monthly payment (annuity)
Equal principal repayment
Full amortization schedule
Interactive payment chart
Cómo Usar
1. Ingresa el monto del préstamo, la tasa de interés anual y el plazo (años o meses).
2. Elige el método de pago: cuota fija mensual (anualidad) o capital constante.
3. El resumen se actualiza en vivo a la derecha.
4. Haz clic en 'Mostrar calendario' para ver el capital, interés y saldo restante de cada cuota.
Preguntas Frecuentes
What is the difference between equal monthly payment and equal principal?
Equal monthly payment (annuity) means the same total payment every month — early payments are mostly interest, later ones mostly principal. Equal principal means you pay the same principal every month, so total payments start high and decrease.
Does this account for taxes or insurance?
No. This calculator focuses on principal and interest only. For full mortgage costs, add property tax, insurance, and HOA fees separately.